Habitat for Humanity Mortgage class

The Alaska Mortgage Originator Certification Class is a professional training program designed for individuals who help people get home loans in Alaska. This course teaches the specific state laws and rules that these professionals must follow to keep their licenses active and valid.

Students will study the Mortgage Lending Regulation Act, which explains how to apply for licenses and the duties required of loan officers. The curriculum also covers ethical standards to prevent fraud and ensures that professionals treat their customers fairly.

The class also focuses heavily on protecting families during the process of buying a home. Professionals will learn about the Good Funds Act, which outlines the strict rules for handling money during real estate transactions. Another key topic is the TRID rules, which require clear documents that show borrowers exactly what their loan costs will be.

Originators will practice using important forms like the Loan Estimate and Closing Disclosure to ensure customers understand their financial commitments. By the end of the course, students will have the updated knowledge needed to help Alaskans navigate the mortgage process safely and legally.

This training is delivered online and accessible at your convenience.